Please note that this is an e-book. No physical copy of the book will be delivered. The book is a pdf file which will be downloaded into your computer immediately after you make the online payment.
Price of the ebook : Rs. 1000/- (Rupees one thousand only)
Contents of the ebook :
Chapter 1 presents an overview of the book
Chapter 2 covers “Accounting Basics”. Whether you like it or not, balance sheet analysis has accounting built into it. There is no way you can escape accounting if you want to master the art of financial analysis. That is the bad news. The good news, however, is that you need not be a professional accountant for that. There are just a few basics that you need to understand and once we are done with those, we can straight away jump into financial analysis. Whatever minimum accounting base that is required for our purpose will be covered in a jargon-free manner in this chapter. By the end of this chapter, you will have a decent understanding of the role of accounting in financial analysis, the extent to which you need to master accounting, accounting concepts, accounting standards and the all important accrual system of accounting.
Chapter 3 covers “Accounting process”. This is an optional chapter and can be skipped if you are not interested in the actual process that goes into accounting. However it is suggested that you glance through the chapter since it provides a nice look at what happens behind the scenes of accounting. This knowledge can be invaluable in discerning subtle points of accounting.
Chapter 4 provides “Introduction to financial Statements”. This chapter gives a bird’s eye view of the major financial statements that you will come across. By the end of this chapter, you will be able to understand the nature of the major financial statements and why they are prepared. These statements include the Trading Account, Profit and Loss Account, Balance Sheet, Funds Flow Statement and Cash Flow Statement.
Chapters 5 and 6 will then treat the financial statements in depth. These chapters will provide the basics of financial statements. They will take you through all items that appear in Profit and Loss Account and Balance Sheet. Item by item, we shall look at what the item means, it’s significance, it’s treatment/ classification and important points you should look out for when you come across them.
Chapter 7 covers “Term Loan Appraisal”. Project finance is a subject in itself. As important as appraisal is, of equal importance is the disbursement process and ensuring end use of funds. In this chapter, we shall look at the appraisal aspect in depth. We shall cover key aspects of post disbursement monitoring also.
Chapter 8 covers “Working Capital Assessment”. Once armed with the financial base covered in earlier chapters, we will now delve into an area that is one of the primary functions of a credit officer – working capital assessment. We will look at the concepts involved in working capital and the various assessment methods involved.
Chapter 9 covers non-fund limits and their assessment. Letters of credit and Bank guarantees are covered exhaustively.
Chapter 10 covers “Ratio Analysis” in depth. There are a few key metrics that are used by analysts to track the performance of a company. Many of these ratios provide important warning signs about impending financial troubles. We shall be looking at a variety of ratios that are used globally to assess the financial health of a company.
Chapter 11 discusses example of balance sheet analysis by taking a real life company’s financials.
Chapters 12-15 discusses a few comprehensive case studies that would put our learning so far in the right perspective. We will look at how an advance proposal is to be approached from scratch.
Chapter 16 covers “Bank credit concepts”. Besides financial ratios and metrics, there are some unique concepts in credit area such as accounting standards, ROC, discounting, etc. In this chapter, we shall look into many useful credit concepts that will enhance your knowledge levels in the advances area.
Chapter 17 contains “Checklist for advance proposals”. This will provide you with a useful checklist while taking up any advance proposal for processing.
Chapter 18 will discuss the important aspect of credit monitoring
The book concludes by providing some useful resources where you can find additional information to further enhance your learning process.
If you have already purchased the book and wish to purchase the video lectures now, click here to make online payment of Rs. 4000/-